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Archive for February, 2009

Getting Benefits From SSDI

Thursday, February 26th, 2009

Difficulties surrounding disability can be bad enough without having to stuggle with the money. You might not have expected the amount of time, effort and, most of all, money that goes into trying to keep the disability from consuming their entire lives. Bouncing back and forth between doctors and specialists while attempting to keep or find a job is a hard way to live and quickly puts many disabled individuals into financial hardship. In such circumstances, seeking financial assistance through Social Security Disability or SSDI can be a very effective means of getting things back in control.

However, the process of receiving SSDI benefits itself can be a very time consuming endeavor that leaves many who were unprepared frustrated and lost. You have to channel your frustrations and disappointment into some research and hard work. Take the time to familiarize yourself with SSDI at the beginning so that the filing process will not confuse you. There are many resources available here on Social Security Home that will give you the tools that you will need in order to successfully file your claim and start receiving benefits.

If spending hours sifting through legal documents is not your idea of a good time, then hiring an experienced attorney is a necessity. There are many affordable attorneys who specialize in SSDI who will be able to answer questions about your specific case and represent you throughout the entire filing process. More information about these attorneys as well as resources for finding a lawyer in your area can be found by continuing to explore Social Security Home.

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Does Social Security Provide Temporary Disability Benefits?

Wednesday, February 18th, 2009

Sometimes a minor injury or illness can leave a person unable to work. Most times, a temporary disability can leave you with no income to cover your expenses. Persons with no paid sick leave at their jobs and no private short-term or long-term disability insurance may be left holding the bag when it comes to covering their everyday living expenses.

Disability benefits from the Social Security Administration will not cover short term disabilities. To qualify for Social Security disability benefits or Supplemental Security Income (SSI), a person must have a condition that results in permanent or long-term issues that make it impossible for them to work.

In most cases it is left up to the employee to obtain coverage for a temporary disability. However, temporary disability benefits are available in five states, the territory of Puerto Rico and for railroad industry workers nationwide. Rhode Island, California, New York, New Jersey and Hawaii are the only states in the country to offer a temporary disability benefit.

The administration of the benefits varies by state, but most of the programs are run through the states unemployment offices. The railroad workers plan is managed by the federal government. The benefits provide coverage for persons with a minimum amount of work history who are temporarily unable to work as a result of an illness or injury that was not the result of a job-related cause that would qualify them for workers’ compensation.

Benefits are based on the claimant’s past earnings history. The longest a person can collect the temporary disability payments varies from 26 to 52 weeks.

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Applying For Disability

Monday, February 16th, 2009

The process of applying for disability can be difficult and complicated. The Social Security Administration doesn’t make it much easier with its explanations of what information is necessary for your Social Security disability application to be considered.

Consulting an attorney experienced in Social Security disability applications early in the process can help you sort through the process.

An disability application submitted to the Social Security Administration will result in the applicant being considered for Social Security disability insurance benefits (SSDI) and Supplemental Security Income (SSI).

Dealing with a disability can be trying for the disabled person and their loved ones. Getting the help of an experienced disability lawyer can help lessen some of the stress of dealing with a Social Security disability application.

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How To Apply For Social Security Disability Benefits

Monday, February 2nd, 2009

If you have become disabled and are not able to work for at least twelve months due to a physical or mental health limitation you may be eligible for Social Security Disability payments. The Social Security Administration administers two different disability programs. They are Social Security Disability Insurance and Supplemental Security Income.

Social Security Disability Insurance requires that you are disabled and you have worked a certain number of pay periods and paid employment taxes. When you work and pay taxes you are accumulating work credits. If you become disabled and have enough work credits accumulated you may be able to draw Social Security Disability Insurance (SSDI) benefits. Benefits may also be available to widows, dependents and widowers.

Supplemental Security Income is the second program administered by the Social Security Administration. This program is for individuals who are aged (65 years or older), blind or individuals who have limited income and resources and are disabled and unable to work. The disability requirements that must be met for each program are the same. Limited income and resources are determined by the Social Security Administration and the amount can vary by year.

To apply for Social Security Disability benefits, both SSI and SSDI, you can contact the Social Security Administration in the following ways:

  1. Call the Social Security Administration’s Office at 1-800-772-1213
  2. Visit the Social Security Administration online at www.socialsecurity.gov and complete the Social Security Disability application.
  3. Make an appointment to meet with a Social Security Disability representative at a local Social Security Administration Office. To locate the nearest Social Security Administration office in your area go to the www.socialsecurity.gov website and find the Social Security Administration office locator page. Enter your zip code and the nearest Social Security Administration Regional Office in your area will be listed for you.
  4. After you have met with a SSA representative or filled out the Social Security Disability Application on line your completed Social Security Disability application will be sent to the appropriate Social Security Administration Office. It may take 30-90 days for your Social Security Disability application to be processed. If you are denied Social Security Disability benefits, they will send you a denial letter in the mail. You have 60 days from the date of the denial letter to file your Social Security Disability benefits. If you are approved for Social Security Disability benefits they will send you a letter outlining the Social Security Disability benefits you can expect to receive and the date you will receive them.

If you are applying for Social Security Disability Benefits or if you have questions regarding Social Security Disability benefits, you can contact a Social Security Disability lawyer who can answer all of your Social Security Disability questions. If you have been denied benefits a Social Security Disability Attorney can also help with each phase of the Social Security Disability appeals process and increase your chances for getting benefits.

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