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Posts Tagged ‘Social Security’

More Benefits of Supplemental Security Income (SSI)

Thursday, October 15th, 2009

Another benefit of receiving Supplemental Security Income (SSI) is that you may qualify to receive Medicaid. It is important to remember that Medicare and Medicaid are not the same thing. Medicaid is a federally-funded, state-run program that provides medical assistance for individuals and families with limited incomes and resources. Medicaid pays for your health care costs, including doctor’s visits and eye care.

If you receive Supplemental Security Income (SSI) and you get Medicare, your state may pay your Medicare premiums if you have low income and few resources. In some cases, your state may also pay Medicare expenses like deductibles and coinsurance.

Only your state will know if you are qualified. Your state or local welfare office or Medicaid agency can tell you whether you are qualified to receive these benefits.

You also may be able to get extra help paying for the annual deductibles, monthly premiums and prescription co-payments related to the Medicare prescription drug program (Part D). You may qualify for extra help if you have limited income (tied to the federal poverty level) and limited resources. These income and resource limits change each year and are not the same as the SSI income and resource limits. You can contact Social Security for the current numbers.

If you have both Medicaid with prescription drug coverage and Medicare, Medicare and SSI, or if your state pays for your Medicare premiums, you automatically will get this extra help. You will not need to apply for it.

As you can see, there is a worthwhile monthly cash benefit that you will receive if you qualify for Supplemental Security Income (SSI). In addition, there are the additional benefits listed above that you may qualify for because you are receiving Supplemental Security Income (SSI). It is certainly worth the time and effort to apply for SSI.

You may have applied and been denied for Supplemental Security Income (SSI). What can you do now? What options are open to you?

If you decide to appeal the denial by the Social Security Administration, you are probably going to need the help and advice of a good disability attorney. People who have an experienced disability lawyer are approved more often than those without an attorney.

SocialSecurityHome.com is the Web site where you can get in touch with a disability lawyer who can help you get the Supplemental Security Income (SSI) benefits that you are entitled to.

Appealing the denial by the Social Security Administration can be a long and trying process. The disability attorney at SocialSecurityHome.com can counsel and assist you in your efforts to win your claim.

Do not put this off. Do not wait or delay. This is something that is vitally important to you and your future. Contact the disability lawyer at SocialSecurityHome.com, today.

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Endocarditis and Receiving Social Security Disability Benefits

Friday, October 9th, 2009

The inside of your heart contains four valves and four chambers that are lined by a thin membrane called the endocardium. Endocarditis is an inflammation and/or infection of this inner layer of your heart. It usually involves your heart valves (native or prosthetic valves), also.

Infective endocarditis, which is sometimes called bacterial endocarditis strikes somewhere between 10,000 –20,000 people in the United States each year. Although endocarditis is not a common disease, it is important because even with antimicrobial therapy it can lead to the need for open heart surgery, stroke or even death.

Endocarditis is known by some other names besides the two just mentioned. It is also called rheumatic endocarditis, acute endocarditis, valvular endocarditis and mural endocarditis.

There are also several types of endocarditis. These range all the way from acute forms that appear suddenly to subacute forms that develop gradually over a period of time.

The effects that you may experience with endocarditis vary according to the cause of the infection and the type of the disease. Some of the ways that you may be affected by endocarditis are:

  • Weight loss
  • Night sweats
  • Fever
  • Chills
  • Chest or back pain
  • Joint or arthritis pain
  • A persistent cough
  • Shortness of breath
  • Tiny, purplish-red pinpoint spots of bleeding under your skin (petechiae)
  • Headaches
  • Painless, bumpy nodules on the palms of your hands and the soles of your feet.
  • Dark red lines of bleeding under your nails (splinter hemorrhages)
  • Tender spots under the skin on the pads of your fingers (Oster’s nodes).

There are other clinical effects caused by endocarditis that will have to be confirmed by your doctor. Some of these are:

  • An enlarged spleen
  • Stroke
  • A change in the quality of an existing heart murmur or a new heart murmur
  • Embolisms caused by clumps of blood cells and infectious fungi or bacteria.

Endocarditis and problems along with or resulting from it may be causing you or a loved one’s disability. This disease may be why you or your loved one cannot work and needs financial assistance.

Who can you turn to for the financial help that you need? Where will this assistance come from?

Have you or your loved one applied for financial help from the Social Security Administration by applying for Social Security disability benefits or disability benefits because of the disability caused by endocarditis and problems resulting from or along with this disease? Were you or your loved one denied?

If you or your loved one is planning on appealing the denial by the Social Security Administration, here is something that you need to remember. People who are represented and assisted by a skilled disability attorney like the one you will find at socialsecurityhome.com are approved more often than those people who do not have a lawyer.

Do not wait. Do not put this off. Contact the trustworthy disability attorney at socialsecurityhome.com, today.

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Applying for Social Security Disability (SSD)

Monday, October 5th, 2009

You believe that you are disabled and would like to apply for Social Security disability (SSD) benefits. Or, you have a child that you believe is disabled and would like to apply for Social Security disability benefits for your child with disability.

How do you go about doing this? What do you have to do to apply for these benefits? Where do you have to go? Is the application hard to fill out? How long is the application? What information will you need to have to fill out the application?

These are all questions that you may have. These are questions that you need answered.

To begin with, there is an application that you have to fill out in order to apply for Social Security disability benefits. This application can be filled out in one of three ways.

The first way to fill out an application for Social Security disability (SSD) is by going in to your local Social Security Administration office where you can fill out the application in person. If you do not have a Social Security Administration office near where you live, there are two other ways to fill out the application.

You can fill out the application online. To do this, you have to go to the Social Security website which is www.socialsecurity.gov. Here, you can fill out an application for Social Security disability (SSD).

The other way to fill out the application for SSD is by telephone. The number to call is 1-800-772-1213. If you are deaf or hard of hearing the number is 1-800-325-0778.

When you go to the website to apply for SSD online, the first thing you are asked to do is to select the age category of the person who is disabled. If it is a child under the age of 18, you are then directed to a page that tells you how to apply for disability benefits for a child.

You have to complete an Application for Supplemental Security Income (SSI) and a Child Disability Report. At the present time, only the Child Disability Report can be filled out online. The SSI application has to be done either by phone or in person.

Also on this page, you will find steps on how to apply for your child with disability. These steps include a Child Disability Starter Kit that answers common questions about applying for SSI benefits for children, and it has a worksheet to help you gather the information that you will need.

If you are applying for yourself or another adult over age 18, you are directed to a page that tells you how to apply for disability benefits for an adult. You have to complete an application for Social Security Benefits and an Adult Disability Report. Both the application and the Adult Disability Report can be done online, by phone or in person.

As with the page on filing for a child, there are also steps on how to apply for an adult on this page. There is an Adult Disability Starter Kit that answers common questions about applying for benefits for an adult, and a worksheet to help you gather the information that you will need to fill out the application.

Here is a list of the information that you will need to have in order to fill out the application. You will need:

  • Your social security number
  • Your  birth or baptismal certificate
  • Names, addresses and phone numbers of the doctors, caseworkers, hospitals and clinics that took care of you and dates of your visits
  • Names and dosage of all the medication that you take
  • Medical records from your doctors, therapists, hospitals, clinics and caseworkers that you already have in your possession
  • Laboratory and test results
  • A summary of where you worked and the kind of work you did
  • A copy of your most recent W-2 Form (Wage and Tax Statement) or, if you are self-employed, your federal tax return for the past year.

If you have the above mentioned information ready, it may only take you 15-30 minutes to fill it out. The Social Security Administration estimates that it will take you 10-30 minutes to fill out the application with the average time being about 15 minutes.

The first section is personal information including your name, social security number, gender and date of birth. It also will ask you if your disability has lasted or is expected to last for at least 12 months.

The second page of the Social Security disability application asks for your address, phone number, the best time to call and your email address. Your language preferences are also asked for on the second page.

The third page of the application is about citizenship. It asks if you were born in the United States or a U.S. Territory or Commonwealth, and if you are a United States citizen.

Once you finish the three page application for Social Security disability benefits, you will be given an application number. In order for the date that you fill out the application to be the official application date, you have six months from that date to complete the application process.

There is then an additional information section that you have to fill out of two pages. The first wants to know if you have ever used any other social security number or name. The second page asks if you want to receive reduced Retirement benefits while waiting for the disability decision.

The next section is a three page section that asks about your family. It asks about your spouse and children.

The next section is about military service. If you were in the military, you will need to provide information about the branch you served in and dates of service.

The next section is about your work history. You will need names, dates of employment and what you did.

Next, is a section about direct deposit. Here, you will need to supply information about your bank or credit union.

You are then asked to list your disability or disabilities. At the end of the application you will need to authorize the Social Security Administration to get a copy of your medical records to confirm your disability and eligibility for Social Security disability benefits.

If you are denied by the Social Security Administration in your application for Social Security disability benefits, you may need the help of an experienced disability attorney to help you in appealing the denial. SocialSecurityHome.com is the website where you can contact a skilled disability lawyer who can help you in what can be a long and complicated process.

If you have been denied, do not wait or delay. Contact the reliable disability attorney at SocialSecurityHome.com, today.

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Tachycardia and Receiving Social Security Disability Benefits

Friday, September 11th, 2009

Have you or your loved one applied for Social Security disability benefits or disability benefits from the Social Security Administration because of the disability caused by tachycardia? Were you or your loved one denied?

Tachycardia is a medical term that refers to a kind or type of cardiac arrhythmia. Cardiac arrhythmias are conditions where your heart rate is either too slow or too fast.  Bradycardia refers to a heart rate that is too slow. Tachycardia refers to a heart rate that is too fast.

Cardiac arrhythmia
Image via Wikipedia

Usually, in an adult, tachycardia refers to a heart rate greater than 100 beats a minute.  However, tachycardia can be a normal physiological reaction to stress. Tachycardia can cause problems requiring medical treatment, and in some cases it can be life threatening.

There are three ways in which tachycardia can hurt you. First, tachycardia can change the balance of oxygen and carbon dioxide in the hemoglobin in your blood. Second, tachycardia can cause your heart to pump blood less efficiently. Third, tachycardia can cause you to feel out of breath or cause angina.

Your likelihood of getting tachycardia increases as you age. Most people with tachycardia have other heart problems that contribute to the development of this condition. Some of these are:

  • Pericarditis
  • Dysfunction of your heart’s natural pacemaker (sinus node)
  • Abnormalities of your heart valves
  • Long-term high blood pressure
  • Abnormalities of your heart’s pumping function.

Other people may develop tachycardia that have no underlying heart problems. In this case, possible causes for tachycardia are:

  • Abnormalities within individual heart cells
  • An overactive thyroid or other metabolic imbalance
  • Abnormal electrical properties of groups of heart cells
  • Exposure to heart stimulants like alcohol, tobacco or caffeine
  • Emphysema or other lung diseases.

You may not be affected by tachycardia. If you do have effects they may include:

  • Shortness of breath
  • Clamminess
  • Dizziness
  • Light-headedness
  • Chest pain
  • Palpitations
  • A fast pulse.

As mentioned above, you may not be affected by tachycardia. However, the effects caused by tachycardia can be severe and debilitating.

Tachycardia may be the reason that you or a loved one is unable to work. This condition may be the cause of you or your loved one’s disability.

If this is the case, do you or your loved one need help? Do you need financial help?

You or your loved one may be thinking about appealing the denial by the Social Security Administration. If you decide to do this, here is something that you need to think about.

You or your loved one will need a reputable disability lawyer like the one you will find at socialsecurityhome.com to represent you in the appeals process. This is true because people who are represented by a reliable disability attorney are approved more often than those people who are not represented by a lawyer.

Do not put this off. Contact the proven disability attorney at socialsecurityhome.com, today.

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Real Life Norman Bates Renews Mothers License, Cashes Checks Since 2003

Thursday, June 18th, 2009

A strange impersonation case looks like a real life version of a character made famous by Anthony Perkins portrayal in the Alfred Hitchcock film Psycho.

Thomas Prusik is accused of forging his mother’s death certificate and impersonating her to continue collecting her Social Security checks since her death in 2003. He even went so far as to impersonate her to renew her driver’s license in April of this year.

Seems strange that someone could get away with that type of fraud for 6 years.

It might have gone on longer had he not been involved in a criminal investigation connected to a foreclosure case.

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Applying For Disability

Monday, February 16th, 2009

The process of applying for disability can be difficult and complicated. The Social Security Administration doesn’t make it much easier with its explanations of what information is necessary for your Social Security disability application to be considered.

Consulting an attorney experienced in Social Security disability applications early in the process can help you sort through the process.

An disability application submitted to the Social Security Administration will result in the applicant being considered for Social Security disability insurance benefits (SSDI) and Supplemental Security Income (SSI).

Dealing with a disability can be trying for the disabled person and their loved ones. Getting the help of an experienced disability lawyer can help lessen some of the stress of dealing with a Social Security disability application.

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